TCB

Techcom Life, the life insurance arm of Techcombank (TCB), has restructured its shareholder base: One Mount Group acquires 10% from Vingroup, while Techcombank retains 80% and plans to inject an additional VND 2,400 billion to raise charter capital to VND 4,300 billion. The move aims to bolster technology capabilities and support an AI-first strategy.

Foreign investors net sold VND 1.92 trillion on July 22, the strongest net selling this month, with SSI, VIC, and VCB leading the sell-off. VNM was a bright spot with net buying of VND 167 billion, highlighting its defensive appeal amid broad market weakness.

Proprietary trading desks at securities companies net bought 460 billion VND on HOSE on July 22, when VN-Index fell 62 points. Techcombank (TCB) was the most bought stock at 235 billion VND, while foreign investors net sold 1,921 billion VND across the market.

Vingroup (VIC) sells its entire 10% stake in Techcom Life to One Mount Group, a move to restructure its investment portfolio and concentrate on core operations. The deal, valued at VND 130 billion (USD 5.2 million), does not affect Techcom Life's financials or policyholder rights. This divestment aligns with Vingroup's strategy to streamline holdings amid a broader corporate focus.

The State Bank of Vietnam is finalizing a draft circular to replace Circular 22/2019 on safety limits and ratios, moving toward Basel III standards. Banks including ACB, VCB, BID, CTG, TCB, MBB, and VIB are actively discussing the draft at a risk management forum. The new rules will require tighter capital and liquidity management, potentially affecting profitability and dividend policies.

Techcombank (TCB) reported 6M 2026 pre-tax profit of 18,540 billion VND, up 22.5% YoY, with credit growth of 11.6% and NPL improving to 1.15%. LPBank (LPB) posted a 3.1% decline to 5,973 billion VND, completing 40% of its full-year target. The results highlight divergent performance among private banks in Vietnam.

Techcombank (TCB) posted H1 2026 pre-tax profit of VND 18,540 billion, up 22.5% YoY, with credit growth of 11.6% and NPL at 1.15%. LPBank (LPB) saw a 3.1% decline to VND 5,973 billion, completing 40% of its full-year target. The results highlight divergent performance among private banks.

Techcombank (TCB) reported H1 2026 pre-tax profit of 18,540 billion VND, up 22.5% YoY, with Q2 profit of 9,670 billion VND setting a new quarterly record. The beat was driven by a 37.6% surge in non-interest income and NIM expansion to 3.4%, while NPLs remained low at 1.15%.

Margin lending by Vietnamese securities companies reached a record 445,000 billion VND ($17.8B) by end-Q2 2026, up 30,000 billion from Q1. Five firms—TCBS, SSI, VPBankS, VPS, HSC—each have over $1B in loans, reflecting strong leverage demand and the competitive edge of bank-backed brokers like TCBS and VPBankS.