OCB

The State Bank of Vietnam's Hanoi branch reinforces gold bar trading regulations, requiring all transactions over 20 million VND to be settled via bank accounts and urging the public to trade only at licensed institutions. This move aims to enhance transparency and anti-money laundering compliance, directly impacting 22 licensed banks including ACB, Vietcombank, and BIDV.

The State Bank of Vietnam raised the short-term funding ratio for medium/long-term loans from 30% to 40% and exempted some infrastructure loans from credit growth limits, increasing liquidity risks for banks like MBB, OCB, BVB, and VIB. The move aims to boost lending but heightens maturity mismatch and refinancing risk, with tighter Basel III-aligned rules proposed from 2028.

The State Bank of Vietnam proposes raising the short-term capital used for medium and long-term lending ratio from 30% to 40%, expanding credit capacity for banks like ACB, VIB, CTG, and OCB. This indirectly supports real estate and infrastructure but introduces liquidity risks. ACB's SMLR stood at 24.4% in 2025, OCB near the current 30% cap.

Foreign investors net sold VND 3,100 billion (USD 124 million) on the day, reversing earlier record inflows, with heavy selling in Vingroup (VIC), Techcombank (TCB), VIB, MBB, and FPT. The selloff pushed the VN-Index down nearly 2 points, ending a short recovery streak, though market breadth remained positive.

Novaland (NVL) will issue nearly 168 million bonus shares at a 40:3 ratio, increasing charter capital from VND 22,345B to VND 24,021B. OCB received SBV approval to raise capital by up to VND 3,995B via share issuance from equity. C47 plans a 2:1 rights offering at VND 10,000/share to raise VND 182B, while PET will issue shares for dividends and bonuses totaling 45%. DDG shares will transfer to Upcom trading on June 25.

Foreign investors net sold nearly VND 6,000 billion in a single session, with VIC alone accounting for VND 4,900 billion of the outflow. Domestic institutions net bought VND 5,500 billion, partially offsetting the selling. Analysts expect the foreign selling trend to continue until August or September, tied to market upgrade expectations.

OCB has secured State Bank approval to raise charter capital by nearly VND 3,995 billion to over VND 30,625 billion through a share issuance from equity. The move strengthens its financial base for business expansion, technology investment, and long-term growth, supporting a 2026 pre-tax profit target of VND 6,960 billion (+39% YoY).

The State Bank of Vietnam (SBV) exempts 25 commercial banks from including social housing, industrial park, and export processing zone loans in real estate credit growth limits from January 1, 2026. This regulatory change supports targeted lending while maintaining overall credit controls, benefiting banks like ACB, BID, and CTG with expanded capacity for priority sectors.

OCB appoints foreign AI expert Chris Shayan as Acting CEO from June 1, replacing Phạm Hồng Hải. The move underscores OCB's digital transformation strategy, with a 2026 pre-tax profit target of VND 6,960B (+40%) and a planned capital increase to over VND 30,600B.