Sep 09, 2026
Full Analysis
Positive
sector sentiment
Vietnamese banks reported a 54.3% YoY increase in service fee income in Q2 2026, with Techcombank (TCB) leading at VND 6,811 billion. This shift toward non-interest income is crucial as NIM pressures persist, making digital transformation a key driver for revenue diversification.
Aug 27, 2026
Full Analysis
Negative
sector sentiment
VISRating projects Vietnam's banking sector asset risks will remain elevated in H2 2026, with overdue loans rising to 3.8% in H1 2026 from 3.3% in 2025. Loss absorption capacity is weakening, but VCB and ACB maintain stable asset quality, and several banks including VPB, HDB, and MBB plan capital increases in H2 2026.
Aug 26, 2026
Full Analysis
Negative
sector sentiment
VIS Rating expects credit profile divergence among Vietnamese banks to persist in H2 2026, with industry NPLs rising to 3.8% and loss absorption buffers (LLCR) down to 79%. Smaller banks like OCB, LPB, SGB, VAB, KLB, and ABB face heightened retail stress, while large banks show mixed resilience.
Aug 21, 2026
Full Analysis
Positive
sector sentiment
On August 21, Vietnamese bank stocks rallied strongly, lifting VN-Index by 1.95% to 1,768.12. Foreign investors net bought over 11.8 million SHB shares worth about 139 billion VND, driving SHB to the highest liquidity in the sector.
Aug 20, 2026
Full Analysis
Neutral
capital raise
VietABank (VAB) will close its shareholder list on August 26 to issue over 85.7 million bonus shares at a 10.5% ratio, lifting charter capital from VND 8,164 billion to nearly VND 9,021 billion. The reduced ratio, cut from the originally approved 15%, reflects a more conservative capital strategy.
Aug 17, 2026
Full Analysis
Positive
dividend announcement
Vietbank (VBB) is issuing 296 million shares at VND 10,000 each to raise VND 2,961 billion, lifting charter capital to over VND 14,807 billion. Concurrently, MB, BIDV, VIB, and MSB are paying stock or cash dividends, signaling a sector-wide capital boost.
Aug 13, 2026
Full Analysis
Positive
capital raise
VietABank (VAB) has received State Securities Commission approval to issue over 85.7 million shares from equity, raising charter capital to nearly 9,021 billion VND. The move is part of a plan to reach 12,688 billion VND by 2026, supported by H1 pre-tax profit growth of 15.7%.
Aug 12, 2026
Full Analysis
Negative
rate decision
VietABank (VAB) raised its reference lending rate by 0.2 percentage points to 9.2% per annum, effective August 12, 2026, marking the eighth adjustment this year. The move reflects rising deposit costs and liquidity pressure across Vietnam's banking sector, with implications for net interest margins and credit growth.
Aug 04, 2026
Full Analysis
Positive
macro policy
The State Bank of Vietnam raised the share of State Treasury deposits counted in the LDR ratio from 20% to 50%, effective August 1, 2026 to July 31, 2028. This eases liquidity constraints for major banks like BID, VCB, and CTG, potentially cooling deposit rate competition and supporting credit growth.
Jul 31, 2026
Full Analysis
Positive
macro policy
The State Bank of Vietnam's Decision 1743/QD-NHNN, effective August 1, 2026, reduces the deduction rate for State Treasury term deposits in the LDR calculation from 80% to 50%. This gives banks, especially Big4 state-owned lenders like Vietcombank (VCB), more room for credit growth without raising funding costs, as they hold nearly all State Treasury deposits.
Jul 31, 2026
Full Analysis
Positive
earnings beat
BVBank (BVB) reported H1 2026 pre-tax profit of VND 547 billion, up 486% YoY, the highest growth among 27 banks. ABBank (ABB) followed with 80% growth to VND 3,016 billion.
Jul 30, 2026
Full Analysis
Positive
capital raise
VietABank (VAB) has secured State Bank of Vietnam approval to increase charter capital to nearly VND 9,021 billion via a 10.5% stock dividend, the first step toward a full-year target of VND 12,688 billion. The capital boost supports credit growth, CAR improvement, and digital expansion, with H1 2026 pre-tax profit up 15.7%.
Jul 26, 2026
Full Analysis
Mixed
earnings miss
Saigonbank (SGB) posted a H1 2026 pre-tax loss of VND 48B, down 72% YoY, while Eximbank (EIB) saw profit fall 51% to VND 730B. In contrast, ABBank (ABB) surged 80% to VND 3,016B, Kienlongbank (KLB) rose 28% to VND 1,176B, and Vietbank (VAB) gained 79% to VND 923B.
Jul 20, 2026
Full Analysis
Negative
earnings miss
National Securities (VCI) swung to a pre-tax loss of VND 97B in Q2/2026 from a profit of VND 42B a year earlier, driven by a 50% revenue decline and a 75% increase in operating costs. The loss was primarily due to a near-total collapse in gains from FVTPL financial assets, which fell from VND 96B to just VND 1B.
Jul 15, 2026
Full Analysis
Positive
dividend announcement
VietABank (VAB) approved a 10.5% stock dividend issuance, reducing the ratio from the previously planned 15%, to increase charter capital from VND 8,163.6B to VND 9,020.7B in Q3-Q4 2026. The adjustment reflects a more conservative capital strategy aligned with actual financial performance.