Aug 21, 2026
Full Analysis
Positive
sector sentiment
On August 21, Vietnamese bank stocks rallied strongly, lifting VN-Index by 1.95% to 1,768.12. Foreign investors net bought over 11.8 million SHB shares worth about 139 billion VND, driving SHB to the highest liquidity in the sector.
Aug 17, 2026
Full Analysis
Neutral
regulation change
VPBank, Techcombank, and BacABank are pushing regulators to harmonize legal rules on mortgaged real estate across the amended Land, Housing, and Real Estate Business laws. The move aims to reduce legal conflicts in credit operations, where most collateral is property.
Aug 08, 2026
Full Analysis
Negative
sector sentiment
LPB and other Vietnamese banks face rising deposit rates, with short-term rates near the 4.75% cap and effective yields above 9%, squeezing net interest margins. Credit growth outpacing deposits keeps funding costs elevated, pressuring NIMs across HOSE-listed lenders like VPB, HDB, and MBB.
Aug 04, 2026
CafeF - Tài chính ngân hàng
Mixed
earnings inline
Aug 04, 2026
Full Analysis
Positive
macro policy
The State Bank of Vietnam raised the share of State Treasury deposits counted in the LDR ratio from 20% to 50%, effective August 1, 2026 to July 31, 2028. This eases liquidity constraints for major banks like BID, VCB, and CTG, potentially cooling deposit rate competition and supporting credit growth.
Aug 02, 2026
Full Analysis
Negative
sector sentiment
MB's H1 2026 report shows NPLs up 26.8% to VND 17,797B, with the NPL ratio rising to 1.45% and group 5 loans surging 36.2%. Credit growth of 13.2% lags behind bad-debt expansion, while system-wide liquidity pressure pushes deposit rates up, squeezing net interest margins.
Aug 02, 2026
Full Analysis
Negative
sector sentiment
MB's H1 2026 NPLs rose 26.8% to VND 17,797 billion, double its credit growth, lifting the NPL ratio to 1.45%. ABBank's substandard loans jumped 4.5x, signaling emerging stress.
Jul 31, 2026
Full Analysis
Positive
macro policy
The State Bank of Vietnam's Decision 1743/QD-NHNN, effective August 1, 2026, reduces the deduction rate for State Treasury term deposits in the LDR calculation from 80% to 50%. This gives banks, especially Big4 state-owned lenders like Vietcombank (VCB), more room for credit growth without raising funding costs, as they hold nearly all State Treasury deposits.
Jul 25, 2026
Vietstock - Cổ phiếu
Negative
general news
Jun 01, 2026
Full Analysis
Positive
capital raise
Bac A Bank (BAB) received State Bank of Vietnam approval to raise charter capital by up to 804 billion VND through a 7.5% stock dividend issuance to existing shareholders, funded from 2025 retained earnings. The move lifts BAB's capital base to over 11,525 billion VND and supports its 2026 profit target of 1,500-1,650 billion VND.
May 31, 2026
Full Analysis
Positive
regulation change
The State Bank of Vietnam (SBV) exempts 25 commercial banks from including social housing, industrial park, and export processing zone loans in real estate credit growth limits from January 1, 2026. This regulatory change supports targeted lending while maintaining overall credit controls, benefiting banks like ACB, BID, and CTG with expanded capacity for priority sectors.
Banking sector Q1 2026 shows tightening liquidity and rising bad debt ratio to 2.2%, with asset quality diverging sharply between large banks (VCB, CTG, ACB, TCB) and small/medium banks (LPB, OCB, TPB, PGB, BAB, SGB, VBB). ROAA fell 10 bps to 1.4% and NIM narrowed 11 bps on average.
May 28, 2026
VnEconomy - Chứng khoán
Negative
sector sentiment
May 21, 2026
CafeF - Tài chính ngân hàng
Negative
general news
May 17, 2026
Full Analysis
Negative
sector sentiment
BIDV and Sacombank each reported non-performing loans exceeding VND 40,000 billion in Q1 2026, contributing to an 11% sector-wide NPL surge to VND 292,160 billion. The broad-based deterioration in asset quality raises provisioning costs and pressure on net interest margins for most listed banks, with only three lenders showing improvement.
May 15, 2026
VnEconomy - Chứng khoán
Mixed
sector sentiment
VnDirect forecasts 2026 banking sector pre-tax profit growth of 18% and credit growth of 17%, with NIM expected to improve to 3.1% by year-end. Large banks like HDB, VPB, ACB, VCB have strong growth plans, while banks with high real estate exposure (TPB, SHB, TCB) and restructuring banks (STB, EIB) are more cautious.