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SGB

SGB UPCOM Banks 7 News →
₫13,000
+0.00% 2026-10-30 · Close
AI Composite Signal
5.9 / 10
Neutral — 5-signal composite
Mkt Cap
4.5T
₫4.5T
P/E
39.8
P/B
1.1
ROE
2.6%
ROA
0.3%
EPS
314
Price Chart
What matters now

SGB (SGB) is a company in Vietnam's Banks sector, listed on UPCOM. The stock last traded at 13,000 VND, little changed on the session, giving a market capitalization of 4.5 trillion VND.

On valuation, SGB trades at a price-to-earnings ratio of 39.8 and a price-to-book of 1.1. That is broadly in line with the Banks sector average P/E of 38.0. Return on equity of 2.6% points to weak profitability relative to the company's equity base, below the sector average of 12.9%. Trailing earnings per share stand at 314 VND.

Aveluro tracks 31 news items mentioning SGB, where recent coverage skews negative (42% of articles). The most recent catalyst was an earnings beat event — "Vietcombank Leads 9M Profit at VND 40,440B as Banks Post Q3 Results". Aveluro's composite model rates SGB 5.9/10 (Neutral), blending news sentiment, price momentum, and fundamentals.

Comparable names in the Banks sector include ABB, ACB and BAB.

Latest catalyst

Vietcombank Leads 9M Profit at VND 40,440B as Banks Post Q3 Results

Recent Developments

Recent developments around SGB include 5 notable classified events. On Oct 30, 2026, an earnings beat was reported: Vietcombank (VCB) leads 9M pre-tax profit at VND 40,440B, up 22.1% YoY, though its Q3 figure of VND 11,218B was nearly flat year-on-year. On Oct 30, 2026, an earnings beat was reported: Vietcombank (VCB) holds the 9M profit lead at VND 40,440bn, up 22.1% year on year, yet its Q3 pre-tax profit of VND 11,218bn was essentially flat. On Oct 23, 2026, an earnings beat was reported: Viglacera (VGC) reported Q3 2026 pre-tax profit of VND 829bn, up 361% year-on-year, lifting nine-month profit to VND 2,281bn (+73%). On Oct 23, 2026, an earnings miss was reported: Saigonbank (SGB) reported Q3 2026 pre-tax profit of VND 17.8 billion, down 78.7% year-on-year, as interest expense grew 27% against 17.8% interest income growth and credit provisions rose nearly fourfold to VND 42.7 billion. On Oct 21, 2026, a macro policy event was reported: OCB charged individual customers an average lending rate of 11.38% in September, the highest among 30 Vietnamese banks surveyed, followed by Techcombank at 11.24% and TPBank at 11.03%.

The overall tone of recent coverage is negative, with 1 of 5 events carrying bearish sentiment.

AI Signal Breakdown
Bearish Neutral Bullish
5.9 / 10
Neutral
Sentiment
-0.43
Impact
0.58
Momentum
+0.08
Fundamentals
-0.60
Volume
1.00
Sentiment 30% · Impact 20% · Momentum 20% · Fundamentals 15% · Volume 15%
News Sentiment
31
Articles Analyzed
Negative 13
Positive 9
Mixed 8
Neutral 1
Recent News
Oct 30, 2026 Full Analysis Mixed earnings beat
Vietcombank (VCB) leads 9M pre-tax profit at VND 40,440B, up 22.1% YoY, though its Q3 figure of VND 11,218B was nearly flat year-on-year. VietinBank posted the highest Q3 profit at VND 13,689B (+29%), while Sacombank, Eximbank and Saigonbank recorded sharp declines.
Oct 30, 2026 Full Analysis Mixed earnings beat
Vietcombank (VCB) holds the 9M profit lead at VND 40,440bn, up 22.1% year on year, yet its Q3 pre-tax profit of VND 11,218bn was essentially flat. VietinBank took the quarterly crown at VND 13,689bn (+29%), while Sacombank, Eximbank and Saigonbank posted declines of 46.4%, 57.8% and 74.5%.
Oct 23, 2026 Full Analysis Mixed earnings beat
Viglacera (VGC) reported Q3 2026 pre-tax profit of VND 829bn, up 361% year-on-year, lifting nine-month profit to VND 2,281bn (+73%). The quarter was mixed across the roundup: VIMID (VVS) rose 156% and Hải An (HAH) added 4%, while Saigonbank (SGB) fell 79%, Becamex IJC (IJC) dropped 53% and NDN swung to a VND 11bn loss.
Oct 23, 2026 Full Analysis Negative earnings miss
Saigonbank (SGB) reported Q3 2026 pre-tax profit of VND 17.8 billion, down 78.7% year-on-year, as interest expense grew 27% against 17.8% interest income growth and credit provisions rose nearly fourfold to VND 42.7 billion. Nine-month profit of VND 65.9 billion covers roughly 21% of the VND 310 billion annual target, leaving about VND 244 billion to be earned in Q4 alone.
Oct 21, 2026 Full Analysis Mixed macro policy
OCB charged individual customers an average lending rate of 11.38% in September, the highest among 30 Vietnamese banks surveyed, followed by Techcombank at 11.24% and TPBank at 11.03%. The State Bank of Vietnam has since ordered lenders to cut loan rates by 1.5-2 percentage points and deposit rates by at least 0.5 points, pressuring net interest margins across the sector.
Sep 18, 2026 Full Analysis Positive macro policy
The State Bank of Vietnam will let 25 commercial banks, BIDV among them, exclude incremental lending to restaurants, hotels, tourism, ecological and resort real estate from their 2026 real estate credit growth calculations. The carve-out runs from January 1 to December 31, 2026, freeing room for hospitality-linked property loans without breaching the sector cap.
Aug 26, 2026 Full Analysis Negative sector sentiment
VIS Rating expects credit profile divergence among Vietnamese banks to persist in H2 2026, with industry NPLs rising to 3.8% and loss absorption buffers (LLCR) down to 79%. Smaller banks like OCB, LPB, SGB, VAB, KLB, and ABB face heightened retail stress, while large banks show mixed resilience.
Aug 21, 2026 Full Analysis Positive sector sentiment
On August 21, Vietnamese bank stocks rallied strongly, lifting VN-Index by 1.95% to 1,768.12. Foreign investors net bought over 11.8 million SHB shares worth about 139 billion VND, driving SHB to the highest liquidity in the sector.
Aug 04, 2026 Full Analysis Positive macro policy
The State Bank of Vietnam raised the share of State Treasury deposits counted in the LDR ratio from 20% to 50%, effective August 1, 2026 to July 31, 2028. This eases liquidity constraints for major banks like BID, VCB, and CTG, potentially cooling deposit rate competition and supporting credit growth.
Aug 01, 2026 Full Analysis Negative earnings miss
Eximbank (EIB) and peers Sacombank (STB), Saigonbank (SGB), and LPBank (LPB) reported first-half profit declines, with Saigonbank down over 70% and Eximbank down more than half, driven by sharply higher credit risk provisions and weak credit growth. Sacombank's provisions surged 6.5x year-on-year, while LPBank saw only a mild dip.
Jul 31, 2026 Full Analysis Positive macro policy
The State Bank of Vietnam's Decision 1743/QD-NHNN, effective August 1, 2026, reduces the deduction rate for State Treasury term deposits in the LDR calculation from 80% to 50%. This gives banks, especially Big4 state-owned lenders like Vietcombank (VCB), more room for credit growth without raising funding costs, as they hold nearly all State Treasury deposits.
Jul 29, 2026 Full Analysis Negative earnings miss
Saigonbank (SGB) posted a 72% drop in H1 2026 pre-tax profit to VND 48B, including a Q2 loss of VND 40B, as provisioning costs surged 62.4%. Eximbank (EIB) profit fell 51% to VND 730B, Sacombank (STB) declined ~50% to VND 1,900-2,000B, and LPBank (LPB) slipped 3% to VND 5,973B.
Related Stocks — Banks
Stock Analysis

By Aveluro Research Team · Editorial policy · Caveat: Not investment advice. · How Aveluro computed this

Information provided for educational purposes only. Past performance does not guarantee future results. Data sourced from public Vietnamese market feeds.

Last updated: 2026-10-30T21:58:12Z.