NVB

Foreign investors net bought nearly VND 1,400 billion on HoSE on July 10, driven by a massive VND 1,600 billion purchase in VIC. Excluding VIC, the group still net sold hundreds of billions. Net selling was seen on HNX and net buying on UPCoM.

NCB (NVB) has approved a private placement of 1 billion shares at VND 10,000 each to 22 professional investors, including insiders and two institutions, aiming to raise VND 10,000 billion. The proceeds will increase charter capital from VND 19,279.8 billion to over VND 29,279.8 billion, supporting business expansion.

NCB (NVB) has secured 22 professional investors, including board members and senior management, for a VND 10,000B private placement of 1 billion shares at VND 10,000 each. The capital increase, if completed, would lift charter capital to over VND 29,280B and finish the plan three years early, signaling strong insider confidence and accelerated growth ambitions.

STB's Group 5 bad debt surged to 30.5 trillion VND in Q1 2026, the highest among 27 listed banks, as total system bad debt hit 168.5 trillion VND. The sharp increase from 10 trillion VND a year ago signals persistent asset quality pressure for STB, while other banks like CTG and VCB show divergent trends.

VPBank (VPB) reduced deposit interest rates by 0.3%-0.5% for 6-36 month terms online, following a State Bank of Vietnam directive that prompted 30 domestic commercial banks to cut rates by 0.05% to 1% annually. This coordinated easing aims to lower funding costs and support credit growth, with state-owned BIDV implementing the deepest cuts of 0.8%-0.9%.

The Vietnamese banking system faces a fundamental liquidity shortage, with deposit rates remaining high despite recent cuts of 0.1-0.5% by 30 banks since April 10. The State Bank of Vietnam has pressured 46 banks to lower rates, but system-wide loan-to-deposit ratios have risen from 95% in 2021 to 112% currently, indicating ongoing funding pressure that could impact net interest margins.

The State Bank of Vietnam (SBV) net withdrew VND 71,563 billion from the banking system via open market operations (OMO) in the week of April 13-17, 2026, while 30 commercial banks including VPBank (VPB) cut deposit rates by 0.1-0.5 percentage points. This coordinated action, following an SBV meeting, signals a deliberate easing of funding costs and system liquidity, potentially supporting bank net interest margins as pressure from the USD/VND exchange rate subsides.

The State Bank of Vietnam reports over 20 commercial banks, including ACB, have cut deposit rates by 0.1-0.5% p.a. following a directive meeting on April 9, 2026. This coordinated move creates a basis for further lending rate reductions to support economic growth, with the SBV targeting 15% credit growth for the year amid a 7.83% Q1 GDP expansion.

Over 20 Vietnamese commercial banks, led by major state-owned and private institutions, have simultaneously reduced deposit rates by up to 0.5% per annum, following a directive from the State Bank of Vietnam (SBV) on April 9. This coordinated move is expected to pave the way for a broader reduction in lending rates, with early movers like Agribank and Nam A Bank already cutting loan rates by 0.5-3.0% to support economic recovery.