中文

TIN

₫85,700
+0.00% 2026-10-30 · Close
AI Composite Signal
9.7 / 10
Very Bullish — 5-signal composite
⚠ News sentiment is bearish, but strong fundamentals, volume push the composite higher.
Mkt Cap
9.5T
₫9.5T
P/E
6.5
P/B
3.9
ROE
59.3%
ROA
7.5%
EPS
16.0K
Price Chart
What matters now

TIN (TIN) is a company in Vietnam's Financial Services sector, listed on UPCOM. The stock last traded at 85,700 VND, little changed on the session, giving a market capitalization of 9.5 trillion VND.

On valuation, TIN trades at a price-to-earnings ratio of 6.5 and a price-to-book of 3.9. That is a discount to the Financial Services sector average P/E of 32.2. Return on equity of 59.3% points to strong profitability relative to the company's equity base, above the sector average of 6.4%. Trailing earnings per share stand at 15,995 VND.

Aveluro tracks 21 news items mentioning TIN, where recent coverage skews negative (52% of articles). The most recent catalyst was an earnings beat smallcap event — "VietCredit (TIN) 9M2026 Pre-Tax Profit VND 1,558.6B, Loans Top VND 20,900B". Aveluro's composite model rates TIN 9.7/10 (Very Bullish), blending news sentiment, price momentum, and fundamentals.

Comparable names in the Financial Services sector include AAS, ABW and AGR.

Latest catalyst

VietCredit (TIN) 9M2026 Pre-Tax Profit VND 1,558.6B, Loans Top VND 20,900B

Recent Developments

Recent developments around TIN include 5 notable classified events. On Oct 30, 2026, a market event was reported: VietCredit (TIN) reported 9M2026 pre-tax profit of VND 1,558.6 billion, nearly double the prior year, on net interest income up almost 160%. On Oct 21, 2026, a market event was reported: Foreign investors returned as net buyers of roughly VND 160B on the day, snapping a 21-session selling streak. On Sep 03, 2026, a market event was reported: Foreign investors net sold VND 1,493 billion on the first trading day of September, with VCB (VND 215 billion), VPB (VND 173 billion), and TCB (VND 155 billion) leading the sell-off on HOSE. On Aug 20, 2026, a market event was reported: On August 20, foreign investors net sold 616 billion VND on HOSE, with VIC, VPB, and VIX hit hardest, while MSN, VNM, and DCM attracted buying. On Aug 12, 2026, a market event was reported: Foreign investors net bought VND 336 billion (~USD 13.4 million) on August 12, with VIC (VND 189B), VIX (VND 152B), and SSI (VND 141B) leading purchases on HOSE.

The overall tone of recent coverage is positive, with 3 of 5 events carrying bullish sentiment.

AI Signal Breakdown
Bearish Neutral Bullish
9.7 / 10
Very Bullish
⚠ News sentiment is bearish, but strong fundamentals, volume push the composite higher.
Sentiment
+1.00
Impact
0.60
Momentum
-0.63
Fundamentals
+1.00
Volume
1.00
Sentiment 30% · Impact 20% · Momentum 20% · Fundamentals 15% · Volume 15%
News Sentiment
21
Articles Analyzed
Negative 11
Positive 7
Mixed 2
Neutral 1
Recent News
Oct 30, 2026 Full Analysis Positive earnings beat smallcap
VietCredit (TIN) reported 9M2026 pre-tax profit of VND 1,558.6 billion, nearly double the prior year, on net interest income up almost 160%. Customer loans crossed VND 20,900 billion for the first time and the cost-to-income ratio fell to about 10.07% from 17.4%.
Oct 21, 2026 Full Analysis Positive foreign flow
Foreign investors returned as net buyers of roughly VND 160B on the day, snapping a 21-session selling streak. Techcombank (TCB) absorbed about VND 290B of the inflows, more than any other ticker, while FPT, VCB and ACB were sold.
Sep 03, 2026 Full Analysis Negative foreign flow
Foreign investors net sold VND 1,493 billion on the first trading day of September, with VCB (VND 215 billion), VPB (VND 173 billion), and TCB (VND 155 billion) leading the sell-off on HOSE. The VN-Index fell 0.24% to 1,828 points, signaling renewed foreign caution toward Vietnamese large caps.
Aug 20, 2026 Full Analysis Negative foreign flow
On August 20, foreign investors net sold 616 billion VND on HOSE, with VIC, VPB, and VIX hit hardest, while MSN, VNM, and DCM attracted buying. The net selling across HNX and UPCOM was smaller, reflecting cautious foreign sentiment amid low liquidity.
Aug 12, 2026 Full Analysis Positive foreign flow
Foreign investors net bought VND 336 billion (~USD 13.4 million) on August 12, with VIC (VND 189B), VIX (VND 152B), and SSI (VND 141B) leading purchases on HOSE. VHM, ACB, and TCB faced net selling, highlighting rotation within large caps.
Aug 03, 2026 Full Analysis Positive foreign flow
Foreign investors net bought over 1,020 billion VND on August 3, with FPT leading at 524 billion VND, while NLG saw the largest net selling at 115 billion VND. The strong foreign inflow coincided with a 27-point VN-Index rise, signaling renewed foreign interest in large-caps.
Jul 27, 2026 Full Analysis Negative foreign flow
Foreign investors net sold VND 780 billion (~USD 31.2 million) on July 27, with VPB leading the sell-off at VND 96 billion, followed by TCB and SHB. The selling pressure contributed to a 17-point drop in the VN-Index to 1,669, while LPB, MBB, and FRT saw net buying.
Jul 24, 2026 Full Analysis Negative foreign flow
Foreign investors net sold nearly VND 1,400 billion on July 24, the largest single-session sell-off in weeks, with PNJ accounting for VND 534 billion of outflows. HPG was the top buy at VND 87 billion, suggesting selective interest in steel despite broad foreign selling across securities, real estate, and banking stocks.
Jul 24, 2026 Full Analysis Positive earnings beat
VietCredit (TIN) posted Q2 2026 pre-tax profit of VND 472B (+230% YoY), driving H1 2026 pre-tax profit to VND 1,049B. Net interest income surged 177% as digital lending expanded, while the cost-to-income ratio (CIR) improved to 9.93%.
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Stock Analysis

By Aveluro Research Team · Editorial policy · Caveat: Not investment advice. · How Aveluro computed this

Information provided for educational purposes only. Past performance does not guarantee future results. Data sourced from public Vietnamese market feeds.

Last updated: 2026-10-30T20:51:48Z.