BIDV Plans Over VND 13,000 Billion Stock Dividend, Boosting Charter Capital

Overview

BIDV (BID) will propose a stock dividend of over VND 13,000 billion from 2025 retained earnings at its upcoming annual general meeting on April 24, 2026. The dividend aims to increase charter capital, reinforcing the bank’s financial capacity. BIDV reported 2025 pre-tax profit of VND 35,509 billion, up 15.7% year-on-year, with total assets surpassing VND 3.26 million billion.

Key Facts

• BIDV plans to distribute VND 13,205 billion in stock dividends from 2025 retained earnings, increasing charter capital.
• 2025 pre-tax profit reached VND 35,509 billion, up 15.7% year-on-year, exceeding targets.
• Total assets at end-2025 stood at VND 3.26 million billion, up 20.5% year-on-year.
• Net profit after tax for 2025 was VND 28,445 billion; retained earnings after fund allocations totaled VND 13,279 billion.
• BIDV targets 2026 total asset growth of 5-10% and non-performing loan ratio below 1.6%.
• The bank’s ROE reached 19% in 2025, with a CAR of 9.05% and LDR of 81.81%.
• The dividend plan is subject to approval from the State Bank of Vietnam and shareholders.

What Happened

At its annual general meeting scheduled for April 24, 2026, BIDV will present a plan to use over VND 13,000 billion of retained earnings from 2025 to pay stock dividends. According to the bank’s proposal, after allocating VND 15,179 billion to various funds, the remaining profit available for dividends is approximately VND 13,205 billion. The entire amount will be distributed as stock dividends, thereby increasing the bank’s charter capital.

BIDV reported strong 2025 results: pre-tax profit of VND 35,509 billion, up 15.7%, and total assets exceeding VND 3.26 million billion, a 20.5% increase. The bank’s asset quality remained sound with an NPL ratio of 1.26%. The dividend plan is part of BIDV’s strategy to strengthen its capital base to support future growth.

Market Context

BIDV shares closed at VND 40,000 on April 15, 2026, down 0.12% with volume of 6 million shares. The stock has been supported by the bank’s solid fundamentals and market-leading position. As Vietnam’s largest bank by assets, BIDV’s capital increase through stock dividends is a key event for the banking sector, which is undergoing consolidation and capital raising to meet Basel III standards. The stock trades on HOSE.

Strategic Significance

The stock dividend allows BIDV to bolster its charter capital without cash outflow, preserving liquidity for lending and investment. This move aligns with the State Bank of Vietnam’s push for banks to strengthen capital adequacy. With a CAR of 9.05%, BIDV remains above the regulatory minimum but below international benchmarks. The capital increase will support the bank’s 2026 growth targets of 5-10% asset expansion and credit growth within SBV limits, positioning it to maintain its market leadership.

What to Watch

• Shareholder approval of the dividend plan at the AGM on April 24, 2026.
• SBV approval timeline for the charter capital increase.
• BIDV’s 2026 Q1 earnings release for early signs of profit momentum.
• Any changes in the bank’s dividend payout ratio or future capital plans.
• Impact on BID’s stock price and foreign ownership limits as charter capital expands.