Vietnam Market Daily Report — November 04, 2026
Vietnam's benchmark VN-Index closed at 1,699.62 on November 04, 2026, largely unchanged from the previous session.
The State Bank of Vietnam is preparing a refinancing package for social housing loans as the expanded VND153,000 billion credit program disburses slowly, with only about VND17,500 billion disbursed by end-August 2026. Borrowers face high rates and exhausted bank quotas, prompting hopes for a refinancing boost.
CafeF - Bất động sảnThe Ministry of Finance issued Decision 3151/QD-BTC, a tax system reform plan for 2026-2030 aimed at aligning Vietnam's tax policies with international standards and targeting budget revenue of at least 18% of GDP by 2030.
CafeF - Tài chính ngân hàngThe Government issued Decree 399/2026/ND-CP setting new regional minimum wages effective January 1, 2027, raising monthly minimums by 310,000-390,000 VND across four regions (Region I to 5.7 million VND).
CafeF - Vĩ mô đầu tưHo Chi Minh City authorities discussed procedures for allocating social housing to ensure units reach genuinely needy buyers, targeting 199,000 social housing units by 2030 versus 22,874 built so far.
CafeF - Vĩ mô đầu tưDuring National Assembly discussions on amended Land, Housing, and Real Estate Business laws, experts proposed barring developers who delay issuing red books (ownership certificates) to homebuyers from new projects, while stressing the need to clearly distinguish developer fault from administrative delays.
CafeF - Bất động sảnThe State Securities Commission fined Thuan Duc (TDP) 112.5 million VND for issuing dividend shares past the regulatory deadline and ordered remediation, while Vilacona was fined 85 million VND for late disclosure of financial reports and governance documents.
CafeF - Thị trường chứng khoánSaigon-Hanoi Insurance (BSH, ticker BHI) reported 9M2026 net profit of nearly VND54 billion, a swing of over VND68 billion from last year's loss, despite a 14% decline in insurance revenue; headcount fell 39% to 788 employees since end-2025.
CafeF - Doanh nghiệpBao hiem Sai Gon - Ha Noi (BHI) reported 9M2026 net profit of nearly VND54 billion, a swing of over VND68 billion from a loss of over VND14 billion a year earlier, though insurance revenue fell 14% and headcount dropped 39% since end-2025.
CafeF - Doanh nghiệpDaily gold price update: SJC gold bars at Doji quoted at 13.76-14.06 million VND per tael, down 60,000 VND per tael on both sides versus the prior morning, with comparison across SJC, PNJ and other brands.
CafeF - Thị trường chứng khoánForeign investors and proprietary traders were net sellers on Nov 3 with total value over 630 billion VND, mostly from foreign selling; banks were net sold nearly 589 billion VND despite buying in TCB and TPB. Securities stocks weakened again after a late-October recovery.
Vietstock - Cổ phiếuDomestic gold prices were flat on the morning of November 4, with SJC gold bars sold at 140.6 million VND per tael and plain gold rings ranging 133.7-139.5 million VND per tael across SJC, PNJ, DOJI and other brands. Spot gold traded at 3,937 USD/oz, up 0.2%.
CafeF - Tài chính ngân hàngGold fell 0.4% to $3,931.6/oz as the dollar and US Treasury yields rose ahead of the US midterm elections, with SPDR Gold Trust reporting net outflows of 2.8 tonnes.
VnEconomy - Chứng khoánThanh Cong Securities (TCI) appointed Ms. Luu Thi Viet Ha as Deputy General Director effective 2/11/2026; the company also reported Q3/2026 revenue down 40.8% and after-tax profit down 89.8% year-on-year.
CafeF - Thị trường chứng khoánFalling deposit interest rates are prompting some cash-rich investors to reallocate capital toward real estate, expecting better supply and sales policies. The article is a market-sentiment feature without specific company or policy announcements.
CafeF - Bất động sảnDIC Corp Chairman Nguyen Hung Cuong successfully purchased 5 million DIG shares, raising his ownership from 3.41% to 4%. The article also notes Q3/2026 revenue fell 43.2% and net profit dropped 64.2% year-on-year.
CafeF - Thị trường chứng khoán